Did your credit score today

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Keep Your Credit History Clean – Remove A Negative Credit Record From Your Credit Report.

It can make a difference of up to 18% in loan repayment costs. For example, on a 30-year, $150,000 fixed rate mortgage, a borrower with the best credit score, 760-850, will pay 5.59%, or $860 per … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Debt management plans a way to survive the debt and come on top

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Debt Management Plans.

Debt Management Plans (DMP) is placed one step beyond credit counseling and a stone’s throw short of bankruptcy. If you are too deep into debt and unable to pay them, a credit counseling agency may recommend Debt Management Plans. This is a serious step that should be considered … Read The Full Post

Categories: Debt Consolidation Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Womens shoes

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Women’s Shoes – Not necessarily Expensive.

‘A pair of new shoes might not cure a broken heart or soothe a tension headache but they will relieve the symptoms and chase away the blues’ –these words were written by the famous Fashion critic, Holly Brubach. Well this statement reflects that shoes are … Read The Full Post

Categories: Beauty Tips And Tricks | General Knowledge Tips And Tricks | Shoes Tips And Tricks |

A step by step guide to consolidate your debt yourself

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If you are in debt problems, you are not alone. Statistic has shown that in our country on an average, people have eight credit cards and an average debt of $9340. High interest rate of 18-25% (mainly credit cards) is one of the reasons due to which debt has grown at … Read The Full Post

Categories: Debt Consolidation Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Post christmas financial difficulties

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If you’ve spent more than your budget can cope with, then maybe you’re thinking about credit to help you through January. Many people fear the long, broke month of January. After a lovely Christmas full of joyous smiles January can see a mood swing in the wrong direction. Many of us … Read The Full Post

Categories: General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks | Personal Finances Tips And Tricks |

Great advice for people looking to manage their finances

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Great Advice For People Looking To Manage Their Finances.

You are considering a program of personal finance. What are your long-term and short-term goals?. Are you planning for retirement or just for a nice vacation next summer?. Once your goal is clear, you have to get very practical. How much money … Read The Full Post

Categories: General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks | Personal Finances Tips And Tricks |

How healthy is your credit

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There’s only one way to discover the “health” of your credit. You need to examine your credit report. Your credit report is your “consumer identity” that potential lenders will use to judge your credit worthiness.

Use these tips to give your credit profile the “tune-up” it needs:Tip #1- Check for Errors.… Read The Full Post

Categories: General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks | Personal Finances Tips And Tricks |

Celebrating your christmas vacation on skis

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Celebrating Your Christmas Vacation on Skis.

After months of long work, it’s about time that you indulge yourself on spending Christmas with your family and enjoy the fruits of your labor by treating yourself to a skiing vacation. Nothing beats Christmas than spending time with the ones you love and relaxing … Read The Full Post

Categories: General Knowledge Tips And Tricks | Skiing Tips And Tricks | Sports And Recreation Tips And Tricks |

Mortgage calculator reveals big savings with small payments

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Having agreed on a monthly payment schedule with your mortgage lender doesn’t necessarily set that amount in stone – that’s just the minimum you can pay! By playing with a mortgage calculator, particularly a pre-payment loan calculator, you can see where extra payments can make long-term savings on your mortgage.

The … Read The Full Post

Categories: General Knowledge Tips And Tricks | Mortgage Tips And Tricks | Personal And Family Finances Tips And Tricks |

Increase you home value with bathroom improvements

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Many home owners look for ways to add value to their homes through improvements. One of the best ways is to have a go at your bathrooms.

The Almighty Bathroom.

Today’s bathrooms are wonderful. Showers that “rain” on you, warm air hydrotherapy bathtubs, sinks that look like water worn boulders. You … Read The Full Post

Categories: General Knowledge Tips And Tricks | Real Estate Tips And Tricks | Real Estate Tips And Tricks |