These days, when you apply for a mortgage, loan or other form of credit, the lending industry will automatically scrutinise your personal credit history. In practice, you hardly need to tell them anything as within a fraction of a second, the lenders computers will lock into your credit file held by … Read The Full Post
Good Financial Management Pays In Dividends Really.
These tips should help you get on the right track when it comes to personal finances. Learn how to manage your money smartly by cutting the unnecessary expenses and investing your money in the right places. You could secure a retirement fund or put … Read The Full Post
Over recent years online banking has become increasingly popular, and many consumers have started to enjoy the benefits of banking online. There are many different reasons why people decide to opt for an online bank account, and in the space of around six years the number of consumers using online banking … Read The Full Post
My grandfather bought his house for $6,500. He had no retirement after 20+ years of working for the same employer. They gave him $100 each month in lieu of a retirement check. He saved more than $200,000 over the course of his life. My grandfather clearly had respect for money. Our … Read The Full Post
Does living cheap mean being miserable, or giving up what you want?. Not at all. In my own case, it meant getting the things I really wanted. Spend less on each thing or activity, and you can have more of them, right?. The key is to spend less and still get … Read The Full Post
Needing credit cards for bad credit can be a real pain. It can really take a toll on your life and make you feel like you will never rise above it, that will always be a part of your life and gone are the days of loans, credit cards, and other … Read The Full Post
For those of us who cherish civil liberties, the last thing we need is Sen. John Mc. Cain in the Oval Office. What many people don’t think about when pulling the lever in the voting booth is that the president appoints judges that control their lives – not only appointments to … Read The Full Post
That six-pack of soda in the garage refrigerator could be costing you a lot more than you think.
Millions of homeowners have an old refrigerator in their garage or basement, which is often a hand-me-down from the kitchen. These older refrigerators may still run, but can consume twice the amount of … Read The Full Post
The Internet is a great invention for many different reasons. But, did you know that it can be a great resource for saving you money when shopping?. You no longer have to clip coupons out of the Sunday paper; you can find them right at the tip of your fingers just … Read The Full Post