Introduction to consumer credit

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Consumer credit refers to credit in some form given to the consumers. It is a way of financing a client on condition of a deferred payment, at a later date or within a particular period of time.

The businesses that provide consumer credit facilities need to comply with some regulations as … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Credit card skimming

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All technological marvels have their drawbacks and this is true of credit cards too. One form of credit card fraud is skimming or making copies of information stored on credit cards. Every time your credit card leaves your hands, it becomes vulnerable to skimming.

Skimming In Public Places.

Skimming usually takes … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Making sure your credit report is correct

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Q. How do I read my credit report?.A. Once you’ve ordered and received your credit report, the next step is to understand it and make sure it is correct. Your credit report is a history of your debts and how you have paid them, and you should review it carefully. Each … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Credit card applications 101

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Credit cards are ubiquitous and relatively easy to obtain. The process involves filling out a credit card application form, which is a relatively straightforward process. All the same, it is advisable to have an idea of how credit cards work and the right way of filling out a credit card application.… Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

5 things you should know about 0 apr credit card offers

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If you have received one of these offers in the mail, you know how tempting they can be. They claim that you will pay no interest on any purchases or balance transfers in the first period of owning your card. But there are some things about these offers you need to … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Cash back credit cards

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Wouldn’t it be great if you could get some of that money you spend on credit card purchases back every year?. Well, you can. A cash back credit card is the way to go for people who want all the benefits of shopping with a credit card, plus the perks of … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

How to avoid problems when using credit cards

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Credit cards have many powerful advantages. They allow you to make internet purchases, hotel reservations, and many other things. However, credit cards can lead to many years of financial turmoil if you don’t know how to use them properly. Credit cards should be taken seriously, and in this article I will … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |