Danger banks ahead

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Banks are the most unsafe institutions in the world. Worldwide, hundreds of them crash every few years. Two decades ago, the US Government was forced to invest hundreds of billions of Dollars in the Savings and Loans industry. Multi-billion dollar embezzlement schemes were unearthed in the much feted BCCI – wiping … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Flyer miles helping to transform that dream vacation into reality

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There is nothing quite like taking a vacation to a warm, sunny destination, especially during the most busy and stressful time at work. The absolute freedom of dodging all duties to lie out on a beach sipping fruity drinks garnished with an umbrella is something all people should experience at least … Read The Full Post

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Free credit score online

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Credit Score is an important factor considered by creditors, money lenders and other financial institutions. This score is studied and the risk involved in lending money to you is evaluated. This puts you in one of the two categories, high risk borrower and a low risk borrower. Therefore, it is very … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Credit cards friend or foe

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At one time or another most all of us apply for and get more credit cards than we need. We feel like we have to be able to purchase almost any type of item at anytime, whether we can really afford it or not. Having several credit cards allows one to … Read The Full Post

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Avoiding credit card traps

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The next time you open your credit card statement, take a closer look at the small insert titled “changes to your credit card agreement”. You know the one I’m speaking about. It’s that small, folded paper written in legalese that you promise to read some other time (but of course that … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Tips for avoiding credit card fraud

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Credit card fraud is a rising problem in the world today. Did you know that people will actually call and scam you by saying you “won” a trip and all you need to do is give them a credit card number to reserve your spot or that people will go through … Read The Full Post

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Options for the best credit card

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Consumers who want to maximize their options on a credit card should first find out all the terms and related costs associated with a particular card. For those who feel that the best credit card is one that is low-rate and no-frills, they should determine if the card has annual charges, … Read The Full Post

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How to obtain a free credit report

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Ready to apply for a mortgage loan?. Thinking about getting a new credit card?. Before you do, you may want to review a copy of your credit report to ensure that all your information is accurate. And, fortunately, there are quite a few ways to obtain a free copy of your … Read The Full Post

Categories: Credit Tips And Tricks | General Knowledge Tips And Tricks | Personal And Family Finances Tips And Tricks |

Airline credit cards a how to guide

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There are many airline credit cards available today, but it is up to you to earn the most miles/points possible. You will find how to earn bonus miles, use business expenses to your advantage, and how to turn normal purchases/budget expenses into miles/points. Let’s discuss in more detail how to maximize … Read The Full Post

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Fair debt collection practices act and you

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If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a “debt collector.”You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of … Read The Full Post

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